Serving Those Who Serve.

As Military Relocation Professionals (MRP) we work with current and former military service members to find the housing solutions that best suit their needs while taking full advantage of military benefits and support. We know that the PCS process can be very difficult especially when relocating to the islands. We can help educate you on the different close-to-base neighborhoods, schools, and other local community amenities that suit your lifestyle. We specialize in making the sale of your home as easy as possible, as well as getting you the highest price possible when you PCS off island. If it’s not the time to sell, we can help match you with the right rental agent to manage your rental property.

How do you qualify for a VA Loan?

1. Get pre-approved*.
2. Find a home and put an offer on it.
3. Go through VA appraisal and underwriting.
4. Close on your house.

When applying for a VA Mortgage, there are a few things to remember:

• The VA doesn’t provide the loan. Instead, Veterans Affairs works with lenders to verify eligibility for this amazing benefit. Your lender communicates with the VA that you want to use your loan benefit. The VA relays information back to your lender that they use to determine your eligibility.
• You can use your VA Home Loan entitlement more than once. A common misconception is that the option to use this loan goes away once you’ve borrowed with it. Thankfully, this is not the case. Provided you reinstate your entitlement and pay off your previous loan, you can apply for and potentially use a VA Mortgage over and over.
• You can’t use a VA Loan on just any property. The loan can only be used to purchase certain types of homes. These might be best defined as move-in ready, single-family homes, a condo, a townhome, and some multi-unit properties and modular houses. A VA Loan is reserved for primary residences.
• There’s no monthly mortgage insurance. A VA Home Loan doesn’t carry monthly mortgage insurance, which may be required on other loan programs when you don’t put 20 percent down. Both purchase and refinance VA Mortgages come with a required funding fee, but it can be rolled into the loan or waived for some Veterans with disabilities related to their service. You may also pay less at closing.

While there are technically no VA Home Loan limits as of 2020, limits may vary by lender. Academy Mortgage has a VA Loan maximum of $1,000,000. You’ll need to meet length-of-service and other requirements as an Active-Duty servicemember, Veteran, Reservist, or surviving spouse in order to qualify.